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Jul 16, 2025

Carousel Update: Full U.S. Compatibility

Carousel Update: Full U.S. Compatibility

Yellow Flower
Yellow Flower

Carousel is now fully optimized for U.S.-based workflows — with native Plaid support built in.

Whether you’re underwriting, onboarding, or verifying financial info in the U.S., you can now run your entire process through Carousel — from start to finish — using U.S.-specific providers, data formats, and compliance standards.

This update brings deeper integrations and more flexibility, making it easier than ever to scale your U.S. operations without extra dev work.

What’s New

Plaid Integration (Live)

You can now connect Plaid directly to any Carousel workflow — enabling:

  • Instant bank account verification (IBV)

  • Income and transaction access via Plaid’s Income / Auth / Transactions products

  • Auto-triggered decisions based on Plaid data (e.g. balance > $X, employer match, deposit pattern, etc.)

Use your own Plaid keys, or use ours if you prefer a turnkey setup.

U.S.-Centric Decision Rules

Use real-time Plaid data to power underwriting logic like:

  • Balance over $X in last 30 days

  • Income received from approved employer list

  • No NSFs in last 90 days

  • Minimum recurring deposits

These rules are configurable without code and plug directly into your Carousel flow.

Faster Deployments for U.S. Teams

  • Prebuilt U.S. intake templates (for lending, leasing, onboarding)

  • Localized labels, document types, and default decision rules

  • One-click webhook & CRM sync options for U.S.-based platforms

Why It Matters

If you’re building in the U.S., you need tools that speak the same language — legally, structurally, and technically.

Carousel now does that out of the box. This update brings U.S. compatibility not just to your forms, but to your entire intake and decisioning flow


All financial services involve risk. on Carousel Inc. (“Carousel”) is a technology platform that enables data collection, identity verification, underwriting support, and automation through integrations with third-party service providers. Carousel is not a financial institution, lender, broker, or credit reporting agency. All decisions regarding credit, lending, and applicant approval are solely the responsibility of the client organization using the platform.

Verification services (such as IBV, KYC, KYB, credit checks, e-signatures, and more) are facilitated through third-party providers including, but not limited to, Flinks, Equifax, Onfido, VoPay, Paybilt, and others. Use of these services is subject to the terms, pricing, and licensing of each provider. Carousel may act as a billing intermediary or technical facilitator for these integrations.

Carousel does not guarantee approval outcomes, financial decisions, or the accuracy of third-party data. Clients are responsible for their own compliance with local, provincial, federal, and industry-specific regulations, including but not limited to Law 25, SOC 2, and AML/ATF frameworks. Carousel is in the process of completing its SOC 2 Type I certification.

on Carousel Inc. is a Canadian corporation, headquartered at 5101 rue Buchan, Montréal, QC, Canada. All trademarks and service marks are property of their respective owners. © 2025 Carousel Inc. All rights reserved.

All financial services involve risk. on Carousel Inc. (“Carousel”) is a technology platform that enables data collection, identity verification, underwriting support, and automation through integrations with third-party service providers. Carousel is not a financial institution, lender, broker, or credit reporting agency. All decisions regarding credit, lending, and applicant approval are solely the responsibility of the client organization using the platform.

Verification services (such as IBV, KYC, KYB, credit checks, e-signatures, and more) are facilitated through third-party providers including, but not limited to, Flinks, Equifax, Onfido, VoPay, Paybilt, and others. Use of these services is subject to the terms, pricing, and licensing of each provider. Carousel may act as a billing intermediary or technical facilitator for these integrations.

Carousel does not guarantee approval outcomes, financial decisions, or the accuracy of third-party data. Clients are responsible for their own compliance with local, provincial, federal, and industry-specific regulations, including but not limited to Law 25, SOC 2, and AML/ATF frameworks. Carousel is in the process of completing its SOC 2 Type I certification.

on Carousel Inc. is a Canadian corporation, headquartered at 5101 rue Buchan, Montréal, QC, Canada. All trademarks and service marks are property of their respective owners. © 2025 Carousel Inc. All rights reserved.

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