Jul 16, 2025
Carousel is now fully optimized for U.S.-based workflows — with native Plaid support built in.
Whether you’re underwriting, onboarding, or verifying financial info in the U.S., you can now run your entire process through Carousel — from start to finish — using U.S.-specific providers, data formats, and compliance standards.
This update brings deeper integrations and more flexibility, making it easier than ever to scale your U.S. operations without extra dev work.
What’s New
Plaid Integration (Live)
You can now connect Plaid directly to any Carousel workflow — enabling:
Instant bank account verification (IBV)
Income and transaction access via Plaid’s Income / Auth / Transactions products
Auto-triggered decisions based on Plaid data (e.g. balance > $X, employer match, deposit pattern, etc.)
Use your own Plaid keys, or use ours if you prefer a turnkey setup.
U.S.-Centric Decision Rules
Use real-time Plaid data to power underwriting logic like:
Balance over $X in last 30 days
Income received from approved employer list
No NSFs in last 90 days
Minimum recurring deposits
These rules are configurable without code and plug directly into your Carousel flow.
Faster Deployments for U.S. Teams
Prebuilt U.S. intake templates (for lending, leasing, onboarding)
Localized labels, document types, and default decision rules
One-click webhook & CRM sync options for U.S.-based platforms
Why It Matters
If you’re building in the U.S., you need tools that speak the same language — legally, structurally, and technically.
Carousel now does that out of the box. This update brings U.S. compatibility not just to your forms, but to your entire intake and decisioning flow
