Carousel logo

Screen anyone

Send one link. They verify their ID, connect their bank and sign, all in one place.

Consumer lending starts with a short call. We'll set it up around your flow.

Book a demo
Proud to announceOver$400Mnowruns through Carousel
Carousel for every application

Infrastructure for every application.

One verification engine, built in-house, behind every application, approval, and dollar that moves. Every industry. One set of rails.

The result

Applicants verified in minutes, not days. One report, ready before they have left.

Explore screening
The result

Files arrive complete and verified. Decisions the same day.

Explore lending
The result

Zero back-and-forth with borrowers. Nothing left to chase.

Explore mortgage
The result

Approved and funded before the buyer leaves the lot.

Explore auto
The result

Merchant intake that pays off all the way downstream.

Explore business
Next

Every buyer verified. Every deal done on the spot. First of its kind.

Coming soon
Scroll ↓

Trusted by teams moving real capital across every vertical.

LIVE
248,317 files processed11 min median to a decision-ready file93% of applicants finish248,317 files processed11 min median to a decision-ready file93% of applicants finish248,317 files processed11 min median to a decision-ready file93% of applicants finish

Explore Carousel

The applicant verifies on their phone. You get the answer.

Step 01 · Checks

Learn what you can check

Press a key to see what each check does and who runs it.

01 / 07

Identity

A government-issued ID scan and a selfie or face match, run through Onfido or Ondato.

Powered byOnfidoOndatoHow it works
02 / 07

Income

Income, cash flow and transactions from a bank account connected through Plaid or Flinks. Statements can be uploaded instead.

Powered byPlaidFlinksHow it works
03 / 07

Credit

The TransUnion or Equifax report, with score, tradelines and repayment history, pulled with consent.

Powered byTransUnionEquifaxHow it works
04 / 07

Court

Civil cases, judgments and bankruptcy or insolvency records from public court databases.

Powered byOpenRoomSOQUIJHow it works
05 / 07

Police

A criminal record check through Fastkey in Canada or Checkr in the US, run once the applicant consents.

Powered byFastkeyCheckrHow it works
06 / 07

Rental

Eviction filings and housing tribunal decisions, including the TAL in Québec.

Powered byTALOpenRoomHow it works
07 / 07

Penal

Provincial penal and tribunal decisions.

Powered bySOQUIJHow it works

What people love most

Quick for the applicant on their phone. Deep enough for the reviewer to make the call.

“Before Carousel, the bottleneck of receiving financial statements was killing our internal team and our applicants’ experience. With Carousel, we’ve cut the back-and-forth.”
CanacapUnderwriting
LTUnit 4B · 1450 Rue Saint-DenisLéa Tremblay

Your checks

  • Identity verificationDriver’s licenceDone
  • SelfieMatched to your IDDone
  • Financial verificationConnect your bankNow
Connect bank

Now liveScreen anyone from

ClaudeCarousel

Add mcp.oncarousel.com as a connector in Claude, then send a screening link, watch the checks land and read the report without leaving your workspace.

Add Carousel to Claude

From 0 7

Started in private credit in 2024. One industry at a time since.

2026

  • Tenant screeningLandlords and property managers
  • MortgageBorrower files for brokers
  • Auto lendingDealer and lender checks

2025

  • Private credit expansionsMore lenders, more borrower checks
  • Consumer creditPersonal loans and lines

2024

  • Private creditWhere Carousel started

Flexible pricing. Fair for everyone.

Only what’s completed

Credits come off when a check finishes. A step the applicant skips costs nothing.

NANoor AzizUnit 4BScreening linkIn progress
Identity
Bank income
Credit
CarouselUnit 4B · Noor A.
Identity1 check
Bank income1 check
CreditNot charged
Billed for Noor0 checks

The applicant can pay

Switch the link to applicant-paid and screening costs you nothing.

Your cost per screening

Free

Paid by
Léa Tremblay, the applicant
Charged to you
Nothing
Full report
Sent to you
Report owner
The applicant
Reusable
Reusable with other lenders and landlords at no extra cost

Applicant-paid screening is not available in British Columbia.

Trusted by teams who say yes

Landlords, lenders and brokers run their applications on Carousel.

  • Lending
    “Carousel helped us reduce friction in the application process, improve file quality upstream, and create a much stronger path from applicant demand to funded outcome.”
    Adam B.Capital Lynk
  • Auto leasing
    “We weren’t losing those deals on price. We were losing them to paperwork.”
    F&IHoland Leasing
  • Tenant screening
    “Screening was the one thing that never lived where we actually work.”
    OperationsUnity Leases

Before you ask.

Anything else? Talk to the team.

What does Carousel do?

One verification engine behind every application, approval, and dollar that moves — identity, income, and records checked at the source.

How fast is a decision?

A decision-ready file lands in a median of 11 minutes.

Do applicants need an account?

No. One link opens a phone-first flow they finish in one sitting — 93% do.

Where does the data come from?

Primary sources only — bureaus, banks, and registries. Never a stale aggregate.

How long does integration take?

One API, sandbox to production in an afternoon. Or skip the code and use the hosted flow.

The infrastructureof yes.