What shipped.
Every release on the verification rails — new checks, faster decisions, fewer steps for applicants.
2026
Partner API: borrower access without SMS, plus an Airtable integration
New
A new partner endpoint mints borrower access links that skip SMS login entirely — partners drop applicants straight into a session. The lender portal’s loan-product graph view now supports freeform editing with connection rules, and a new Airtable integration shares records.
Realtime lender portal (v6.2)
Improved
The loan application list now updates in realtime over GraphQL subscriptions, including step sub-statuses, and resyncs itself after a dropped connection. One shared two-factor experience across the lender portal and admin, and the applicant flow now follows the selected language end to end.
Lead capture, webhook delivery API, and one-scan reverification
New
A lead-capture flow now runs across the API, applicant flow, and lender portal. Outbound webhooks gained a delivery API with full audit and replay. Returning applicants can reverify with a face scan alone, reusing their prior documents.
- Redesigned portal login and applications pages with a new filter bar
- Loan-application status alert emails
- Accessibility: focus jumps to the first missing field, and screen readers announce how many remain
Developer Portal API buildout (v5.4)
New
The API grew to cover the full application: KYB, KYC and self-declaration endpoints, file and bureau-data retrieval with presigned URLs, and interactive API docs with live chat support. A new alternative bureau-data step (CreditBook) lands in the flow, exports, and webhooks.
The Carousel API: Developer Portal initial release
New
Applicant verification no longer ends at a dashboard. The first release of the Developer Portal puts Carousel’s rails behind an API — build applications, receive results, and wire Carousel into your own stack.
Application PDF export and tenancy links
New
Full application details now export as a PDF. A new tenancy link generator creates shareable application links for rental workflows, and workflows can now be edited in place.
The applicant flow speaks French
New
Full French translation across the applicant experience, refined over the following releases. Legal checks via Openroom and SOQUIJ hardened, and the lender portal became fully responsive on mobile.
Portal review, rebuilt
Improved
Application sharing by email across the applicant flow, portal, and shared pages. Step summaries now explain each verification with a visual. Financial verification and credit views rebuilt, TransUnion US added as a provider, and a new self-declaration step and overview tab round out the file.
Realtime instead of refresh
Improved
Long polling replaced with pub-sub GraphQL across the portal. Applicants can share their application by email, and the applicant payment step works cleanly inside multi-bank workflows.
Court and tribunal records: Openroom and SOQUIJ
New
Legal checks gained two providers — Openroom and SOQUIJ — bringing court and tribunal records into the same flow. The applicant payment experience was rebuilt, with refunds and disputes visible in administration.
Applicant payments with Stripe
New
A new applicant payment step, powered by Stripe, collects screening and verification fees inside the application. A Remind Applicant button nudges stalled files without leaving the portal.
Peer-to-peer application sharing (v4.39)
New
Applicants and operators can share completed applications directly with other parties — the applicant chooses the recipients, the recipient sees the full profile, and distribution stops being a bottleneck.
Enhanced tradelines (v4.38)
Improved
The tradelines view presents credit data in a clear, standardized format: a structured overview of each account, full summaries with balances and payment history, and readable narratives that translate bureau codes into plain language.
Applicant payments in the flow (v4.37)
New
Applicant-paid workflows support payments directly inside the application — fully managed within Carousel, reconciled automatically against the application, and built for real screening and verification fees.
Tenancy dashboards (v4.36)
New
A dedicated tenancy dashboard with purpose-built tenant KPIs — income consistency, rent affordability — and structured applicant profiles combining identity, financials, credit, and legal checks into one view.
Full credit coverage: TransUnion joins Equifax (v4.35)
New
TransUnion credit reports integrated directly into the application flow. Dual-bureau coverage means broader visibility and flexible bureau selection, without the applicant ever leaving the workflow.
Court eviction searches (v4.34)
New
Court and legal record checks, powered by Openroom and SOQUIJ, integrated directly into the application flow — no external tools, no redirects, combined with the existing verification layers.
Canadian criminal background checks (v4.33)
New
Criminal background checks built into the onboarding flow, alongside a redesigned application management page, cleaner financial insights, a revamped e-signature experience with document preview, and a unified settings page.
2025
Multi-bank connectivity (v4.32)
New
Multiple bank connections in a single flow: connect and verify several institutions at once, aggregate balances and transactions across accounts, and run automated fraud checks across all of them — fully logged and encrypted.
Automatic redirect (v4.31)
New
Configure a custom URL that receives applicants the moment they complete an application — clear next steps for the applicant, no manual coordination for the business.
Apply instantly, or apply manually (v4.3)
New
Two onboarding paths: Apply Instantly uses secure open banking for immediate identity and income verification; Apply Manually allows self-directed entry and document uploads. Both stay secure, compliant, and mobile-first.
