Carousel Capital
Capital on our rails.
We lend on the same rails the platform runs every day, with a separate vehicle for each credit bucket.
Capital for every grade
Three vehicles in progress, each matched to the credit our platform already sees.
A–B private credit
Higher-grade small-business receivables, already arriving through the existing funnel and constrained by balance sheet rather than credit quality.
Prime consumer credit
Prime consumer paper, underwritten on the verified income and bank-rail data the platform already collects at intake.
Alternative real estate credit
A real-estate-backed credit product, secured differently again and reported on its own terms.
We see every loan being made
Most credit funds buy files they never saw originated. Ours come through Carousel's own intake, checks and bank-rail data, so each position is underwritten, serviced and reported from the same records.
- 01 · Intake
One schema at the point of application
Every file is captured in the same structure before it reaches an underwriter. Nothing is re-keyed downstream.
- 02 · Verify
Identity, entity standing and fraud, automatically
Checks run as a file arrives, so weak applications are flagged before underwriting time is spent.
- 03 · Source data
Revenue validated from the record itself
Bank-rail and processor connections replace uploaded statements.
- 04 · Underwrite
Comparable files across every channel
The same standardised fields on every application make pricing and cohort analysis possible.
- 05 · Servicing
Positions monitored while they are live
Remittance behaviour and early-warning indicators are visible day to day.
- 06 · Reporting
The spine underneath each vehicle
Vehicle reporting is generated from the same production records the platform runs on.
Talk to the capital team.
Diligence materials are shared with eligible investors, under applicable exemptions, after an introductory conversation.
Disclosures
This is not an offer. This page describes our corporate funding posture and capital structure. It is not an offer to sell or a solicitation of an offer to buy any security, and it is not investment, legal or tax advice.
Eligible investors only. Any participation in one of these vehicles is offered privately, to qualified or accredited investors under applicable prospectus exemptions, and solely through definitive offering documents. Where those documents differ from this page, they govern.
Private credit involves risk. Including loss of capital. Past performance of the operating businesses is not indicative of future results, and any target or projection discussed in offering materials is an estimate rather than a guarantee.
